Ready to get started?  Email: support@newleafplan.com  ·  Text or Call: (628) 306-0221  ·  We respond within minutes.
We do not originate loans. New Leaf Plan connects you with third-party lenders. Your rate and terms are set by the lender. Not available in all states.
Personal Loans & Debt Consolidation

Need a Loan?
Get in Touch Today.

Email or text us to express your interest. We'll send you our loan terms and application — review it, fill it out, and send it back. We handle everything from there until your loan is funded.

Email us — no forms, no sign-ups required
We send you our loan terms and application to review
Complete and return the application at your own pace
Your loan is processed, approved, and funded

Both options work — use whichever is easiest for you.

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No Hidden Fees
Rate Results in Minutes
Transparent Loan Terms
Network of Lenders

Prefer to speak with someone directly?

Our advisors respond within minutes — no automated systems, no phone trees.

Solutions for Every
Financial Situation

Our lender network covers a wide range of loan products — each with rates and terms disclosed in full before you commit to anything.

Credit Card Consolidation

Combine multiple card balances into one fixed monthly payment at a lower rate. Simplify what you owe and reduce your total interest paid.

Rep. APR: 7.99% – 35.99%
Home Equity (HELOC)

Use your home's equity to access funds at competitive rates — suitable for renovations, large purchases, or consolidation.

Rep. APR: 6.25% – 18.00%
Student Loan Refinancing

Refinance existing federal or private student debt to potentially lower your rate, reduce your monthly payment, or both.

Rep. APR: 4.99% – 14.99%
Auto Loan Refinancing

Replace your current auto loan with a better rate or lower monthly payment. Quick process, no impact to check your options.

Rep. APR: 5.49% – 24.99%
Personal Loans

Flexible unsecured personal loans for debt payoff, medical bills, major purchases, or any purpose. Fixed terms, fixed payments.

Rep. APR: 6.99% – 35.99%
Debt Consolidation

Merge multiple outstanding balances into a single loan — one lender, one monthly payment, one clear payoff date.

Rep. APR: 7.49% – 35.99%

From Inquiry to Offer
in Four Steps

01
Email Us Your Interest

Send an email to support@newleafplan.com with your name and the service you need — personal loan or debt consolidation. No online forms, no account creation required.

02
Receive Terms & Application

Our team emails you our full loan terms and a clear application for you to review at your own pace. All rates, fees, and conditions are laid out plainly before you commit to anything.

03
Complete & Return

Fill out the application and send it back to us. Our team reviews your submission and processes it with our network of lenders on your behalf.

04
Approved & Funded

Once approved, your loan is funded swiftly. We keep you informed at every stage and remain available by email or text throughout the entire process.

Representative Rates

All rates shown are illustrative ranges. Your actual rate is determined by the lender based on your credit profile, income, and loan amount.

ProductAPR RangeLoan TermsLoan AmountsAvailability
Personal Loan6.99% – 35.99%24 – 84 months$2,000 – $100,000Available
Debt Consolidation7.49% – 35.99%24 – 84 months$5,000 – $100,000Available
Credit Card Payoff7.99% – 35.99%12 – 60 months$1,000 – $50,000Available
HELOC6.25% – 18.00%5 – 30 years$10,000 – $500,000Available
Student Loan Refi4.99% – 14.99%5 – 20 years$10,000 – $500,000Available
Auto Loan Refi5.49% – 24.99%24 – 84 months$3,000 – $100,000Available
Representative Example: A personal loan of $15,000 over 60 months at a fixed APR of 14.5% would require 60 payments of $351.68, totalling $21,100.80 including all fees. This is an illustration only. Your actual rate and total cost will differ. We do not facilitate loans with APRs above 36% or durations under 60 days.

What Our Clients Say

The experiences below are illustrative of typical client outcomes. Individual results vary based on creditworthiness and lender terms.

I was carrying balances on four different cards and the interest was making it impossible to get ahead. Getting matched with a consolidation lender here cut my monthly payments significantly. The process was clear from start to finish.

Marcus T.Debt Consolidation

Refinancing my car note saved me around $170 a month. I was skeptical because I'd used other comparison sites before and got buried in spam calls for weeks afterward. That didn't happen here — one inquiry, real offers, no runaround.

Priya S.Auto Loan Refinancing

My student loans were split between two servicers at high rates. Refinancing through a lender I matched with here brought everything into one place at a better rate. From first inquiry to funded took less than a week.

James O.Student Loan Refinancing

Ready? Reach Out Now.

Email or text us with your interest in a personal loan or debt consolidation. We'll send you our terms and application — fill it out, return it, and we'll handle everything until your loan is funded.

Email Us to Apply Text (628) 306-0221

Both go directly to our team  ·  We respond within minutes

Email Us to Apply Text (628) 306-0221
Ready to get started? Email support@newleafplan.com Text (628) 306-0221 We respond within minutes